Compound Interest Calculator

Calculate investment growth with compound interest, visualize returns over time, and compare different scenarios

Overview

The Compound Interest Calculator helps you understand how your investments grow over time through the power of compounding. Visualize different scenarios, adjust parameters like interest rate and contribution frequency, and see how your wealth accumulates with both one-time and regular investments.

Tips

1. Start early and be patient: Time is your greatest advantage - even small amounts invested early can grow significantly due to exponential compounding
2. Experiment with contribution frequency: Compare monthly vs. annual contributions to see how more frequent deposits accelerate growth
3. Test different scenarios: Use the comparison feature to see how changing interest rates or contribution amounts affects your final results
4. Account for inflation: Subtract 2-3% from your expected return rate to understand real purchasing power growth
5. Be conservative with estimates: Use realistic return rates (6-8% for stocks, 3-5% for bonds) rather than overly optimistic projections